Broker Check


Whether you're riding the bull or avoiding the bear, you want an investment manager that has a process driven approach to building custom portfolios that meet your family's objectives because it's the only way to reduce your exposure to risk and help you and your loved ones reach the sense of security you deserve.

Keep scrolling to learn what we believe and why it matters.

We believe in asset allocation...

We believe in asset allocation...

  • The diversification of asset classes and investment styles allow for the highest probability of achieving successful risk-adjusted results that are consistent with our client's objectives.
  • Diversification may offer the only "free" enhancement of risk-adjusted returns. According to CFA Research Institutes* study, the majority of long-term investment experience (volatility and returns) can be traced back to your asset allocation.
  • Since this portfolio enhancement is assumed to be “free”, clients should have as much diversification as possible (without over-diversification) to enhance their risk-adjusted return.
  • We utilize a range of asset classes that our clients understand to deliver broad diversification, help protect against event risk and provide maximum flexibility.
  • In it's simplest form, don't put all of your eggs in one basket.

Asset allocation won’t guarantee a profit or ensure against a loss, but may help reduce risk and volatility in your portfolio. Diversification cannot eliminate the risk of investment.

We believe in active management...

We believe in active management...

  • We add active management in four ways:
    • Market volatility management: “be fearful when others are greedy, and be greedy when others are fearful” – Warren Buffet
    • Portfolio rebalancing
    • Tax management
    • Updating capital market assumptions
  • Technical and emotional elements tend to influence markets in the short-term. We limit making investment decisions based on short-term market fluctuations, while at the same time, we are not afraid to leverage lower-risk opportunities.
  • We believe that valuations and economic predictions can lead to larger returns in the long-term.
  • Our clients may experience a higher return and greater risk control through our ability to leverage economic and market data.
We believe managers should eat their own cooking...

We believe managers should eat their own cooking...

  • We select individual managers who have at least $1M of their own money in the fund. We expect them to deliver consistent results through a variety of market cycles while adhering to a disciplined investment approach.
  • When the market conditions are right, passive investments may be implemented or utilized to complement active strategies and reduce costs.
  • We feel that when managers have their own money in the portfolio it is the simplest way to ensure a disciplined investment approach and consistent performance.
  • We believe that during secular bull markets low-cost passive investments typically outperform active managers. At the same time, during secular bear markets, active managers help navigate volatile markets.
  • Active management fees increase the cost to investors. We want to ensure the portfolio benefits outweigh those costs, managers with their own money in the portfolio tend to do this.
  • We utilize an open-architecture, multi-manager platform. We look at actively and passively managed funds, as well as individual stocks, as tools. We pick prudent tools for the current market conditions and believe our clients are better off for it.
We believe in risk management...

We believe in risk management...

  • Risk should be considered throughout the entire investment process. Our 3-bucket concept helps to simplify and manage individual client risk.
  • There are numerous opportunities to control investment risk and there are numerous non-investment risks that can impact a portfolio. Using the 3-buckets helps clients better understand their capacity for risk.
  • Risk reduction is an important part of providing clients with a higher risk-adjusted return.
  • Our client’s understanding of risk management allows them to better understand the long-term strategy and weather short-term volatility.

*Source: CFA Institute Research & Policy Center Practitioners' Insights: Rules-Based Asset Allocation By Ashutosh Bhargava & Shreenivas Kunte, CFA, CIPM - 22 July 2021

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